# Overview

## About the Company

**Paytiko** is a reputable payment gateway founded in 2020 and headquartered in Sofia, Bulgaria.

Paytiko provides an **all-in-one payment orchestration system**, designed for modern digital businesses. We offer cutting-edge payment management technology, cost-effectiveness, and uninterrupted services through an easy-to-use interface, seamless integration, and numerous transaction management tools and features.

Merchants can quickly and easily connect with local and worldwide payment providers, gain access to over 500 payment service providers, increase transaction visibility, mitigate risks, comply with legislation, and much more.

## Philosophy

Our philosophy is rooted in creating a payment ecosystem that is simple yet powerful. We believe in enabling merchants to grow by streamlining operations, eliminating payment barriers, and ensuring every transaction is seamless and secure.  We prioritize transparency in all interactions, from clear pricing to simple integration, to ensure our merchant clients understand what they are getting.

As such, we have formulated a business model that always takes our clients into consideration by adhering to the following “3 C” structure of: **Check**, **Connect**, and **Change** – in attempt to bring a complete payment solution to all our clientele.

We embrace change and thrive on innovation, to ensure that we stay ahead of industry trends. We accomplish this by implementing cutting-edge technologies and solutions and constantly stay up to date on the latest security protocols, to help our merchants prosper in the ever-changing digital payment environment.

## What Paytiko Offers

* **Unified Payment Management**: Consolidates all incoming and outgoing transactions in one dashboard. Core modules include **Pay-In, Pay-Out, Reports, and Reconciliation**.
* **Seamless Integrations**: Supports connections with hundreds of global and local providers. Businesses gain access to **450+ payment methods**, including Pay by Link, QR codes, and other payment options.
* **Security & Compliance**: Fully compliant with **PCI-DSS and GDPR**, featuring advanced encryption and risk-management tools.
* **Analytics & Reporting**: Real-time monitoring, detailed reports on transactions and fees, chargeback prevention, filtering and exportable data.

## Key Advantages

* **Scalable & Flexible**: Designed for businesses of any size, with support for unlimited transactions and customizable architecture.
* **Dedicated Support**: Personal account managers guide clients from onboarding to ongoing technical support.
* **Global Reach**: Available in **190+ countries**, with continuous expansion across currencies and settlement methods.


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