# Pay In

## Overview

The **Pay-ins module** enables businesses to seamlessly manage and monitor all incoming payments—regardless of currency or the number of payment processors used. It provides powerful acceptance methods, intelligent routing, detailed tracking, and flexible reporting tools.

## Payment Acceptance Methods

Paytiko supports multiple ways to accept and process payments:

* **Pay-In Acceptance** – manage incoming transactions from various channels.
* **Smart Routing** – automatically directs payments through the optimal processor to increase approval rates.
* **Virtual Terminal** – process payments manually, useful for phone or mail orders.
* **Recurring Payments** – support subscription billing with automated charges.
* **Pay-By-Link** – create secure hosted links for remote or one-time payments.

## Detailed Transaction Insights

For every deposit, the system provides full visibility:

* Preferred deposit flow
* Processor used
* Payment method
* Payment holder
* Country of origin
* Original settlement amount
* Date and time
* Currency
* Equivalent amounts in alternate currencies
* Unique transactional IDs

## Status & Dispute Management

The Pay-ins dashboard helps quickly identify transaction statuses, manage chargebacks, and maintain records of declined or voided payments:

* Smart classification of payment statuses
* Integration of chargebacks directly in the Pay-ins tab
* Color-coded statuses for easy recognition
* Correlation of disputes with deposits
* Data header filtration
* Direct refund issuance
* Personalized and accessible layout
* Identification of declined and voided transactions
* Processor error codes and reasons
* Exportable error lists

## Benefits

| Advantage        | Description                                                             |
| ---------------- | ----------------------------------------------------------------------- |
| **Versatility**  | Multiple acceptance methods fit diverse business models.                |
| **Resilience**   | Smart routing reduces failed payments and improves approval rates.      |
| **Transparency** | Rich transaction metadata supports better reporting and reconciliation. |
| **Risk Control** | Built-in chargeback and dispute management reduce financial risks.      |
| **Flexibility**  | Customizable layout and exportable data adapt to operational needs.     |
